Robert Isbitts of Sungarden Investment Research notes “10 plagues that today’s retired and retiring investors must grapple with.” Read the full article >>
Evan Simonoff reports “If the New Normal prevails—meaning a 4.5% real annualized rate of return on equities and a 1.5% real returns on bonds—then standard retirement rules like Bill Bengen’s 4.5% withdrawal rate for retirees and a 15% savings rate for workers won’t cut the mustard.” Read the full article >>
Frank Armstrong III rightfully warns “The next time some young salesperson offers you an annuity, just say no!” Read the full article >>
Mitch Tuchman notes 5 key retirement investment mistakes that investors need to avoid “at all costs”. Read the full article >>>
Jim Dahle, MD, posts a wake-up call for retiring physicians: “When it comes to planning for retirement, there are three concepts that physician investors often misunderstand. Unfortunately, two of these three constitute “bad news” that I hate to deliver to the ‘patient.’” Read the full article . . .
“And if you’re like me, you like leaning even more against the wind, so that when you see valuations like this, you want your equity allocation to be less than it was two years ago. So if you were 55 percent/45 percent two years ago, maybe today you want to be 45 percent/55 percent or Read more about Bill Bernstein: Take Some Risk Off the Table[…]