Discover a Better Way to Invest.
Low-cost, Flat-fee Investment Management.
Lower Your Costs
Flat advisory fees could save you hundreds of thousands of dollars over your investing lifetime.
Improve Your Plan
All else being equal, lower costs can dramatically improve your odds of investment success.
Improve Your Portfolio
Harness the power of Nobel Prize-winning research to develop a low cost portfolio built for the long-run.
What We Believe In.
Putting You First
You worked hard for your money and you shouldn’t have to give up 1% (or more) for prudent portfolio management.
You deserve to work with a full-time fiduciary; an advisor who will always put your interests first.
You also deserve objectivity; advice that isn’t clouded by sales quotas or 3rd party conflicts of interest.
We enjoy our craft, and we regularly review the research from dozens of sources.
We’ve been helping investors discover a better way to invest for more than 20 years.
working for you, not wall street
The Planvesting way…
1. Avoid Active Management
The overwhelming majority of professional stock-pickers and market-timers fail to beat their benchmarks.
2. Keep Your Costs Low
Costs destroy returns. Keep your fund costs and your advisor costs as low as possible. Avoid AUM fees like the plague!
3. Let Your Plan be Your Guide
Your Plan should guide how you allocate your portfolio. And your portfolio’s allocation will determine your returns. No stock-picking or market-timing required!
4. Ignore the Noise
Wall Street’s best interests are directly opposed to your best interests. Ignore their clarion calls for expensive services and frequent trading.
“”Are you by chance wealthy? A high net worth individual? That special handling everyone is giving you is merely the anesthetic that precedes the surgical removal of your wallet.””
“Wall Street, with its army of brokers, analysts, and advisers funneling trillions of dollars into [active] mutual funds, hedge funds, and private equity funds, is an elaborate fraud.”
“The investor with a portfolio of sound stocks should expect their prices to fluctuate and should neither be concerned by sizable declines nor become excited by sizable advances.”
The Road to Riches
Who’s getting richer? You or your advisor?