A Better Price. A Better Portfolio. A Better Partner.
A Better Price
Cost control is a critically important component of investment success. Many advisors understand this and wisely recommend the use of low-cost index funds. Many of these same advisors, however, haven’t looked in the mirror: They somehow always find a way to justify their own exorbitant advisory fees (and, yes, a 1% AUM fee at any tier is exorbitant).
At Planvesting, we charge a simple, flat fee that’s actually related to the amount of work involved in managing your portion – typically between $2,000 and $4,000 per year.
A Better Portfolio
Many advisors believe that your portfolio should be as risky as you can tolerate. They’ll hand you a risk tolerance assessment, score it, and then set-up your portfolio so that you experience the maximum level of risk that you can (theoretically) tolerate. While this approach may result in higher portfolio values over the very long-term, it can actually diminish your odds of meeting your most important goals.
At Planvesting, we take a balanced approach using low-cost, globally diversifed stock and bond funds offered by Dimensional Fund Advisors, Vanguard and others.
A Better Partner
Planvesting was founded by Michael L. Gay, MBA, CFP® after working for several other investment advisory firms. What he discovered was disheartening: the financial services industry, in general, was not putting its clients’ interest first. Whether it was an exorbitant fee structure, performing tricks with statistics to make their portfolios’ performance look better than they should, or putting their clients in unnecessarily risky portfolios, many advisors simply weren’t acting as stewards for their client’s financial well-being.
ADV & Privacy Policy
For a copy of our Form ADV and Privacy Policy, please email: planvesting@gmail.com.