A Better Price

Cost control is a critically important component of investment success. Many advisors understand this and wisely recommend the use of low-cost index funds. Many of these same advisors, however, haven’t looked in the mirror: They somehow always find a way to justify their own exorbitant advisory fees (and, yes, for affluent investors, a 1% AUM fee at any tier is exorbitant). Learn more here.

A Better Portfolio

Many advisors believe that your portfolio should be as risky as you can tolerate. They’ll hand you a risk tolerance assessment, score it, and then set-up your portfolio so that you experience the maximum level of risk that you can (theoretically) tolerate. While this approach may result in higher portfolio values over the very long-term, it can actually diminish your odds of meeting your most important goals. Learn more here.

A Better Partner

Planvesting was founded by Michael L. Gay, MBA, CFP® after working for several other investment advisory firms. What he discovered was disheartening: the financial services industry, in general, was not putting its clients’ interest first. Whether it was an exorbitant fee structure, performing tricks with statistics to make their portfolios’ performance look better than they should, or putting their clients in unnecessarily risky portfolios, many advisors simply didn’t have the knowledge (or, perhaps, the desire) to truly care for their clients’ well-being. Learn more here.